So I can not afford a house. I learned that today. I had one all lined up and it was definitely on the "cheap" side of property here in the area. I spoke with a lender and I would need to come up with $6,000 to put towards closing costs. So that means I would have nothing to put towards a down paymnet. So the monthly payments would be roughly $1200. I don't know about you, but thats about 2 and a half to three weeks worth of actual take home pay for me. If I was married and had two incomes, I'd go for it. I just can not bring myself to buy a home that I could not afford to pay for on my own.